Industry insurance
Commercial Property Owners Insurance
Owning commercial property creates exposures that go beyond the building itself. CPC can assist owners of offices, warehouses, factories, retail premises and other eligible commercial properties with reviewing building sums insured, occupancy, leases, risk features and loss-of-rent considerations.
Insurance commonly considered
Every business is different. Insurer appetite, deductibles, protection requirements and policy conditions can depend on the activities undertaken and the controls in place.
- Building and landlord property
- Loss of rent
- Public liability
- Machinery breakdown
- Glass
- Natural hazard exposures
- Tenant activities
- Reinstatement values
Questions to discuss
- Review reinstatement costs, construction, tenant activities and changes in occupancy.
- Consider loss-of-rent triggers and recovery periods separately from building cover.
- Check lease responsibilities, property-owner liability, hazard information and relevant exclusions.
A practical review
CPC takes time to understand the practical exposures behind your business rather than simply matching an occupation to a generic policy. We can review how your assets, people, contracts and continuity risks work together.
Talk to CPC about commercial property owners insurance
Talk to CPC about your circumstances and the insurance options that may be available.