Industry insurance
Trades Insurance
Trades businesses need insurance that reflects where they work, the services they provide, the tools and vehicles they rely on and the contractual responsibilities they accept. CPC supports eligible electricians, carpenters, concreters, painters, tilers, landscapers, maintenance contractors and other trades.
Insurance commonly considered
Every business is different. Insurer appetite, deductibles, protection requirements and policy conditions can depend on the activities undertaken and the controls in place.
- Public and product liability
- Tools, equipment and property
- Commercial motor
- Property and business interruption
- Contract works where relevant
- Professional indemnity where relevant
- Management liability
- Cyber insurance
Questions to discuss
- Describe the work, locations, subcontracting and any advice or design obligations accurately.
- Check tools security, overnight storage, vehicles and contract works responsibilities; these may involve separate sections.
- Review customer contracts against liability wording rather than assuming every obligation is insured.
A practical review
CPC takes time to understand the practical exposures behind your business rather than simply matching an occupation to a generic policy. We can review how your assets, people, contracts and continuity risks work together.
Talk to CPC about trades insurance
Talk to CPC about your circumstances and the insurance options that may be available.