Business insurance
Commercial Motor Insurance
Commercial motor insurance can cover eligible cars, utes, vans, trucks and other vehicles used for business. Depending on the policy, options may include comprehensive damage, third-party property damage and selected additional benefits. Fleet size, vehicle use, drivers and radius of operation can affect the cover available.
Points to check
- Confirm business use, drivers, vehicle types, loads and operating radius; these affect the options available.
- Comprehensive and third-party property damage options differ. Check the selected cover, excesses and any vehicle-specific conditions.
- Goods, tools and equipment carried in the vehicle may need separate cover; do not assume they are included.
Key considerations
- Vehicle use
- Drivers
- Fleet size
- Radius of operation
Important information
Eligibility, cover and acceptance are subject to the relevant insurer’s criteria, policy terms, conditions, limits and exclusions. Review the relevant Product Disclosure Statement and policy documentation before deciding.
Start a conversation
Talk to CPC about your circumstances and the insurance options that may be available.