Business insurance
Commercial Property Insurance
Commercial property insurance can help protect insured buildings, contents, stock, fit-out and other physical assets against specified events. The right structure depends on how the property is used, its construction, occupancy, replacement values and other risk factors. CPC can assist property owners and occupiers with reviewing these considerations.
Points to check
- Does the sum insured reflect replacement or reinstatement cost rather than market value? Consider professional valuation help where useful.
- Provide accurate construction, occupancy, tenant activity and hazard information, including changes to the premises.
- Loss of rent needs separate consideration: check whether it is included, the trigger, limits and recovery period.
Key considerations
- Buildings and contents
- Stock and fit-out
- Occupancy and construction
- Replacement values
Important information
Eligibility, cover and acceptance are subject to the relevant insurer’s criteria, policy terms, conditions, limits and exclusions. Review the relevant Product Disclosure Statement and policy documentation before deciding.
Start a conversation
Talk to CPC about your circumstances and the insurance options that may be available.