Business insurance
Public & Product Liability Insurance
Public and product liability insurance can respond to covered claims alleging personal injury or property damage to third parties arising from your business activities or products. Policy scope, limits, exclusions and contractual requirements can vary, so it is important to arrange cover around the way your business actually operates.
Points to check
- Describe your activities and products: this cover concerns covered legal liability for injury or property damage to others.
- Pure financial loss, replacing a defective product and product recalls should not be assumed to be covered.
- Review contractual liabilities and exclusions against the wording before accepting a customer’s requirements.
Key considerations
- Business activities
- Products supplied
- Contractual requirements
- Limits and exclusions
Important information
Eligibility, cover and acceptance are subject to the relevant insurer’s criteria, policy terms, conditions, limits and exclusions. Review the relevant Product Disclosure Statement and policy documentation before deciding.
Start a conversation
Talk to CPC about your circumstances and the insurance options that may be available.